Spreading the love
Here at GymCompany, we think you deserve the luxury of owning the gym equipment you love, without having to worry about putting a huge dent in your finances.
That’s why we offer an interest-free payment option, so you can spread the cost of your lovely new GymCompany purchase over time without paying any extra charges for the privilege.
We don’t like to leave our customers hanging, so we’ll give you an instant decision. Before the week is over, you could be working out every day at home and on your own terms, usually for less than the cost of a monthly gym membership. Hello fitness!
Choices, choices, choices
Unlike many gym equipment companies, we don’t want to dictate our terms to you. We want YOU to be in full control.
On each of our product pages, you’ll find a super easy finance tool which shows the options available to you. Increase the deposit amount and use the slider to change the repayment period – it will automatically show you the monthly cost, so you can decide how much you can afford to pay each month.
If this tool isn’t showing on one of our products, it means that product isn’t available on its own on finance, but that’s no problem. Because we like to be as flexible as a rubber band yogi, all you have to do is add a qualifying product and you can get the whole lot on interest-free finance.
No interest or low interest
There are no hidden nasties in our finance agreements. Interest free means interest free – if you choose our 0% finance option then you won’t pay any interest and that’s final. You’ll never pay more than the original purchase price.
On some of our products, if you want to spread the cost over a longer period of time than our 0% offer allows then you can choose a much longer repayment period and pay a low interest rate of 9.9% instead.
Who can apply for credit?
You must be over 18, live permanently in the UK with an income, have at least 3 years UK address history and a good credit record (that means no late payments, debt relief orders, CCJs, IVAs or bankruptcies).
Just choose ‘finance’ as the payment option at the checkout and you will be transferred to a secured and encrypted server where you can confirm your finance terms and fill in the application.
The whole process takes about 5 minutes and thanks to the magic of the internet, you will be given a yes or no answer after just 10 nail-biting seconds.
– Spread the Cost of your purchases Interest-Free –
Reasons to use DivideBuy
Who is Divide Buy?
DivideBuy is an Interest-Free Credit provider in partnership with our retailers, bringing you 0% APR credit for selected products online, in-store or over the phone. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.
You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds and we will provide an immediate decision.
Once approved, you electronically sign your agreement and the retailer will process your order.
Divide Buy Features
With your DivideBuy account you get access to these great features:
• View your credit agreement
• View your instalment amounts and dates
• Review your payment history
• Exclusive offers
• Quick checkout with hundreds of Retail Partners
To access your account or to find out more about DivideBuy, please visit us at www.dividebuy.co.uk. Alternatively, call our Customer Service Team who are available on 0800 085 0885.
What are the requirements for credit?
• Be aged between 18 and 75
• Be a permanent UK resident and have lived at your address for longer than one year
• Have a debit or credit card
• Have a valid UK mobile phone number
Will a credit check be performed?
Yes. DivideBuy uses a third-party credit reference agency to perform a “soft” credit check. This does not leave a footprint on your credit history and therefore does not affect your credit score.
Will I have to pay a deposit?
No, however we will take your first instalment on completion of your order. You may have to pay an enhanced deposit based on a combination of your Callcredit credit score, the size of your order and the number of instalments you have selected.
How many instalments can I Spread the Cost over?
Depending on the total value of your order and the Retail Partner, you may be able to Spread the Cost up to 12 monthly instalments.
What happens if I want to end my agreement early?
DivideBuy offers the option to repay the remaining balance on your account at any point with no additional charges or fees to pay. You can do this by logging into your DivideBuy account on our website or by calling the Customer Service Team on 0800 085 0885.
Are there any other charges or fees?
There is 0% APR interest and no setup charges, cancellation or hidden fees. The price you see is the price you pay. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments, but this is all explained in your credit agreement before you complete the checkout process.
Instalment Plans are provided by DivideBuy (DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Credit subject to status and age. You may be asked to assign a guarantor if you have a poor credit history. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)